It is required to link your Aadhar with various services as the last date to do aadhar linking is approaching. If your services will not be linked to your Aadhar, following services will be blocked after stipulated time. So if you haven’t done it yet, it’s time to get a move on. Here’s how to go about the linking process.
PAN- Aadhar:
The last day for Aadhaar-PAN linking is December 31, 2017. Linking of Aadhaar with PAN is mandatory. Over 13.28 crore PANs have been linked with Aadhaar till as of November 6, 2017. The Supreme Court had, in June, upheld the validity of an Income Tax Act provision making Aadhaar mandatory for allotment of PAN cards and ITR filing, but had put a partial stay on its implementation till a Constitution bench addressed the issue of right to privacy.
Bank Account:
Those already holding bank accounts are required to furnish the Aadhaar number by December 31, 2017, failing which the account will cease to be operational. You can link your bank account with your Aadhaar at a bank branch, or using internet or mobile banking. To do it through internet banking, log in to your online banking account and click on the ‘Update Aadhaar’ link. Enter your Aadhaar details and submit it. Use the OTP sent to your registered number to complete the process.
Insurance Policies:
It has now become mandatory to link your insurance policies with Aadhaar, and the deadline to do so is December 31, 2017. The move has been welcomed by the insurers as it will reduce fraudulent claims and increase the speed of settlement. But the only problem is deadline. According to guidelines being given to insurance companies it is most likely that the policy will continue, provided one collects KYC documents at the renewal stage.
Mutual fund folio:
CAMS and Karvy Computershare offer an online facility for linking your Aadhaar to your mutual fund account. Go to the CAMS or Karvy website and click on the ‘Link Your Aadhaar’ tab. Follow the steps to fill in the form and submit it, then enter the OTP generated and sent to your registered mobile number to complete the linking process.
Post office schemes:
For opening a post office account or investing in small savings schemes such as National Savings Certificates (NSC), Public Provident Fund (PPF) and Kisan Vikas Patra, Aadhaar is a must. While Aadhaar holders are required to mandatorily produce the Aadhaar, those not having an Aadhaar card or Aadhaar number as yet can quote the EID or enrolment identity number of their Aadhaar application, the government has said. Existing depositors can update their Aadhaar number till December 31, 2017, according to a notification issued by the finance ministry.
Mobile Numbers:
From December 1, telecom companies have been told to enable linking of Aadhaar cards with mobile SIM or phone numbers for users from the comfort of their homes. However, telecom firms have sought for more time to ease this process. Even as the last day for linking for Aadhaar card – the 12 digit unique identity number issued by the Unique Identification Authority of India (UIDAI) – with mobile SIMs is February 6, the Centre has told the Supreme Court that it is willing to extend Aadhaar linking deadlines.
You could lose access to these services if you miss to link them:
| Service | Deadline for Linking | Effect of Non-linking |
| PAN | 31st December 2017 | Income Tax Returns (ITR) will not be processed |
| Bank Account | 31st December 2017 | Bank Accounts will be blocked |
| Insurance | 31st December 2017 | Insurance policies will become inaccessible |
| Mutual Funds Folio | 31st December 2017 | Account will be ceased to become operational |
| Post Office schemes | 31st December 2017 | Account will be blocked |
| Mobile Number | 6th February 2018 | Phone number will be deactivated |
Aadhaar-social security schemes linking:
Aadhaar number has to be furnished for availing of all social security schemes. In order to avail pension, LPG cylinders or government scholarships, one must provide his or her Aadhaar card details. The deadline set for this is also December 31, 2017.
